Public Liability
Insurance

Essential liabilities cover for your business

The nature of your business means you will come into contact with customers or members of the public during your working day which means that Public Liability Insurance is an essential safeguard. It’s there to cover you if you cause an accidental injury to them or damage their property and have to pay compensation as a result. Public Liability Insurance provides cover in respect of the legal defence costs as well as the compensation that becomes payable if you lose a claim.

Certain areas of professional work will expose you to a greater risk of claims. For example, if you undertake Property Management, Sales and Letting, Property Inspections, Building Surveys, Home Buyer Reports, Contract Administration, Project Management, Employers Agent, Condition Reports, Site Monitoring etc., then you will be in contact with the general public and their property as well building and constructions sites, meaning there is a greater risk that you could be exposed to a claim.

Tender and Contract Requirements

If you work at Schools, Local Authorities, Universities or Large Companies and PLC’s then it’s very likely Public Liability Insurance will be a compulsory requirement and evidence of your cover will be required before you can enter their premises or go onto a construction site!