Management Liability Insurance

Management Liability Insurance

Essential Management Liability Insurance protection for company Directors and Officers

Management Liability Insurance is not a replacement for professional indemnity Insurance and is concerned with your actions and decisions taken in the running of your company itself. Management Liability Insurance does not provide cover in regards to the services you provide to your customers and any errors or omissions made in the work you produce for your clients.

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Three Parts To A Management Liability Insurance Policy:


  • Directors & Officers Liability (D&O): The core Directors & Officers insurance provides liability cover for company directors, managers and officers to protect them from claims for civil and criminal actions. These may arise from the decisions and actions taken within the scope of their regular duties. The Directors & Officers section covers the cost of any claim payable as well as the costs of defending any such claim.


  • Corporate (Entity) Liability: A basic Directors and Officers policy will only consider claims where the action is being made directly against a director of the company. It will not operate where the action is being taken against the company itself. Corporate Liability cover will activate where claims are being made against the company as opposed to the individual directors, managers and officers.


  • Employment Protection Liability: This provides cover in respect of claims being brought by employees against either the Limited Company or any of its Directors. A good example of this is where an ex-employee takes the company to an employment tribunal for unfair dismissal. Not only would the policy cover the defence costs, but the policy would also cover any award made to the ex-employee.


We have some very competitive premiums available for Management Liability Insurance from a large panel of Insurers as well as our exclusive in-house scheme.